In-Ground and Above-Ground Pool Deck Ideas on a Budget

Nothing says summer like jumping into a pool—and if that pool's in your backyard, it's even better. Whether your pool is above-ground or flush with your landscape, a pool deck is a practical and stylish addition. Not only does it prevent dirt and debris from being dragged into the pool, but also offers space to entertain and relax. There are, however, some costs to consider before taking the plunge. So, we turned to some home improvement experts for pool deck ideas that will make the project durable, affordable, and, of course, beautiful.

Above-Ground vs. In-Ground Pool Costs

While in-ground pools are some of the most costly outdoor home renovations, averaging anywhere from $45,000 to $50,000 (not including maintenance), an above-ground pool is a less expensive—but equally fun—alternative.

The cost of an above-ground pool with installation ranges from $3,000 to $11,000, but the national average is around $2,800 according to Home Guide. The cost largely depends on the size, brand, location, and any added features. The much cheaper price point isn't the only benefit of an above-ground pool—they're also safer for small children because they're harder to fall or climb into accidentally.

Above-ground pools come in different sizes to fit most backyards and can be moved. Annual maintenance on above-ground pools is the same as the cost for an in-ground pool, about $2,500 to $5,000.

Adding a Deck to Your Above-Ground or In-Ground Pool

If you have an in-ground pool, a deck is a great addition. It creates a platform close to the water level and can be used for lounging and easy access to the pool. It also makes the pool easier to clean.

"A pool deck provides you a comfortable place to lounge with loved ones and get some sun," says Kate Shaw, cofounder of Retreat Design, a company that renovates and designs Airbnb and short-term rentals. "Building a gorgeous outdoor lounge space is like adding a whole new living room."

According to Home Guide, if you have a contractor do the work, the cost of materials for a 10x10-foot ground-level deck is about $700-$2,200. While it's possible to build a pool deck yourself (which is the cost-effective option), this home improvement should be reserved for those who are "really into woodworking and understand it well," says Sean Chapman, a professional carpenter and founder of the tools and machinery review blog Tools n' Goods.

Lumber costs are often influenced by seasonal demand, so adding this upgrade will take a bit of planning and coordination—but it's definitely possible.

1. Go for cost-effective materials, such as treated wood or bamboo.

The cost of lumber can add up, so consider alternate, lower-cost materials for your deck. Gregory Kyler, licensed general contractor and cofounder of Property People, LLC, suggests using treated wood.

"Treated lumber is the most common material and more cost-effective versus composite or cedar deck boards, which last longer," he says. Pressure-treated wood costs about $5 to $8 per square foot. Bamboo is another budget-friendly option at $3 to $4 per square foot.

2. Use composite materials, which can save you money in the long run.

One thing to note about treated wood: Although it's cheaper, it might not last as long as cedar or composite materials, especially in an area that's constantly exposed to water. Annual costs to maintain and varnish your wood deck can add up (and take up time) so you might want to consider using a composite material like Trex. "This will bring down the cost of maintenance by about $60 a year, less than if you were to routinely maintain and varnish a wooden deck," says Chris Campbell, CEO of outdoor furniture business The Charming Bench Company. The cost of Trex is higher, ranging from $8 to $20 per square foot, but it's waterproof, doesn't splinter or crack, and is resistant to mold and insects.

3. Build the deck in sections.

Take your time (and save money) by building your deck in sections. There's no need to build an entire deck at once. You can do a section at a time, both to ease the cost and to make access to the pool easier—with room for a few lounge chairs.

"Build it in sections, and as you save more money or material prices come down, you can always add on," says Kyler.

4. Consider using sand or rocks around your pool.

Since wood and cement are so expensive, you can cut costs by using as little as possible. "Adding a gorgeous space for lounge chairs around your pool doesn't need to be cement," says Shaw.

Save the wood or cement for the entrance to the pool, and go for something foot-friendly—like river rock or sand—for a more tropical touch. That way, you can save money and still have your relaxing backyard oasis.